Applicants Must Be Age 49 or Below to Qualify
Unlock Up to $90,000 in Government Matching
Let Hancock Financial help you access and manage your Registered Disability Savings Plan. Fast, simple, and designed for long-term financial security.
- Tax-Free Growth
- Government Grants
- No-Fee Review
Start Your Free Assessment
Get personalized guidance on maximizing your RDSP benefits if you’re 49 or younger.
We protect your information. No spam.
UNDERSTANDING RDSP
What Is a Registered Disability Savings Plan?
A powerful financial tool created by the Canadian government to help individuals with disabilities and their families save for the future.
Government-Supported Savings
The RDSP is a registered savings plan created by the Canadian government to help individuals with disabilities build long-term financial security through matched contributions and grants.
Tax-Free Growth
Your savings grow tax-free inside the plan, allowing your investments to compound over time without annual tax implications maximizing long-term growth potential.
Up to $90,000 in Grants
The government can match your contributions through grants and bonds, potentially adding up to $90,000 in combined lifetime support to help boost your RDSP savings.
SIMPLE PROCESS
How It Works
Getting started with your RDSP is straightforward. We’ll guide you every step of the way.
Step 1
Check Eligibility
You must be eligible for the Disability Tax Credit (DTC). We can help you apply if needed.
Step 2
Open Your RDSP
We guide you through the application process and help you choose the right investments.
Step 3
Grow Your Savings
Watch your money grow with government contributions and tax-free investment returns.
Quick Eligibility Check
Canadian Resident
Be a Canadian resident with a valid Social Insurance Number (SIN).
Disability Tax Credit
Be approved for the Disability Tax Credit (DTC) or apply with our help.
Age Requirement
Under age 60 for maximum grant eligibility; RDSP must be opened before age 60.
ELIGIBILITY
Are You Eligible for an RDSP?
The RDSP is available to Canadians who qualify for the Disability Tax Credit. Even if you haven’t applied for the DTC yet, we can help you through that process.
- Not Sure About Your Eligibility?
Don’t worry. Our free assessment includes a complete eligibility review. We’ll help you understand your options and next steps.
Get Your Free Review
Get personalized guidance on maximizing your RDSP benefits if you’re 49 or younger.
We protect your information. No spam.
A MESSAGE FROM OUR FOUNDER:
HOW THE RDSP CAN TRANSFORM YOUR FUTURE
WHY IT MATTERS
Financial Security for You and Your Family
The RDSP isn’t just a savings account. It’s a pathway to long-term financial independence. With generous government support, your savings can grow significantly over time.
$70K
Lifetime Grant Limit
$20K
Lifetime Bond Limit
3:1 Government Matching
Government matches your contributions up to 3:1 depending on your income level.
Annual Bonds up to $1,000
Low-income participants can receive up to $1,000/year in bonds with no contribution required.
Protect Your Benefits
RDSP savings typically do not affect your eligibility for most provincial disability benefits.
Flexible Contributions
Family and friends can contribute to your RDSP with no annual limits.
Lifetime Grant Limit of $70,000
Maximize government grants over your lifetime with strategic contributions.
Lifetime Bond Limit of $20,000
Additional support for qualifying low-income Canadians through the Canada Disability Savings Bond.
Get Your Free Review
Get personalized guidance on maximizing your RDSP benefits if you’re 49 or younger.
We protect your information. No spam.
READY TO GET STARTED
Start Your Free RDSP Assessment Today
Don’t leave government money on the table. Our experts will review your eligibility and help you maximize your RDSP benefits, completely free.
- No obligation, completely free assessment
- Response within 24 hours
- Expert guidance from start to finish
Hancock Financial Solutions
59 Park Street
Corner Brook, NL A2H 2X1
deon@hancockfinancial.ca
1-709-634-0071
© 2024 Hancock Financial Solutions. All rights reserved.
CLIENT SUCCESS STORIES
Trusted by Canadians Across the Country
See what our clients have to say about their experience with Hancock Financial.
“The staff at Hancock Financial Solutions Inc. provided excellent tailored investment advice when I opened an RDSP for my son. They do an awesome job helping people with disabilities plan for the future by means of simplicity and convenience.”
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D. Letto
“In 2016 I had to stop working due to a disability. My claim was processed and approved for a monthly income amount less than what was expected. I met with Charlene and Deon who agreed that the amount did not seem correct. After further investigation the correct amount was approved for an amount over 50% higher than was originally offered. Taking the time to meet and to ask a few extra questions made the difference and I appreciate the extra effort.”
KN
K. Noel
“Deon helped us get through some of the hard decisions we had to make by giving us options we didn’t even know we had.”
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Betty Hounsell